Last updated: April 2026
Budgets is developed by Michael van de Kerkhof (“I”, “me”, “my”).
Information You Enter Budgets stores budget names, amounts, expense entries (amounts, notes, dates), currency preferences, and appearance settings (icons, colours) that you enter manually. This data exists solely to provide the app’s core functionality.
Where Your Data Lives All data is stored on your device and, if you are signed into iCloud, in your private iCloud account via Apple’s CloudKit. I have no access to your iCloud data — it belongs to you and is governed by Apple’s Privacy Policy (apple.com/legal/privacy).
Data Not Collected I do not collect analytics, crash reports, usage statistics, advertising identifiers, or any telemetry. There are no third-party SDKs in this app.
In-App Purchases If you purchase the unlimited budgets upgrade, the transaction is processed entirely by Apple. I receive only a confirmation of your entitlement. No payment details are ever handled or stored by this app.
Data Sharing I do not sell, share, or transfer your data to any third party.
Children This app is not directed at children under 13.
Changes If this policy changes materially, the updated date above will reflect that.
Contact Questions? Contact me at: michael@michaelvdk.com
Disclaimer Budgets provides general budgeting guidance based on your data and does not guarantee accuracy. It is not financial advice. Always use your own judgement when making financial decisions.